Step-by-Step Guide to Bonds in India
Bonds sit at the core of conservative and balanced portfolios by delivering scheduled interest and returning principal at maturity, helping you diversify equities. New to bonds? Aspero simplifies discovery and purchase to help you get started safely.
1) Safety-First: Sovereign Issues
{Issued by the Government of India, these state-backed securities prioritize capital safety and suit capital-preserving investors; products include longer-dated G-Secs and short-dated Treasury Bills. With Aspero, you can invest with full fee transparency and get expert summaries on how sovereign bonds fit your plan.
2) Corporate Bonds
{Corporate bonds are issued by companies and typically offer higher coupons than sovereigns in exchange for company fundamentals. They’re useful for enhancing yield if you check balance sheets and credit ratings. On Aspero, you can filter by yield, rating, and tenure and build a diversified list in minutes.
3) Municipal Bonds
{Munis are issued by local bodies to fund infrastructure and civic projects and may provide favorable post-tax outcomes. Aspero highlights available issues and explains how credit support, guarantees, and project cash flows influence muni risk and return.
4) Zero-Coupon Bonds
{Zero-coupon bonds pay no periodic interest; instead, you buy at a discount and redeem at face value. They can suit investors who prefer simplicity over payouts. Aspero breaks down effective yields so you can align maturities to targets.
5) Fixed Income with Equity Option
{Convertibles start as coupon instruments but can convert into equity under set conditions, blending income with potential upside. Aspero explains conversion terms, triggers, and valuation so you can decide if equity optionality fits your view.
6) Fixed vs Floating Coupons
{Fixed-rate bonds lock a steady coupon for the term, while floating-rate bonds reset payouts to benchmarks like repo/MCLR, adding variability when benchmarks move. Aspero’s comparisons help you choose based on your rate view.
7) Gold Exposure, Bond Convenience
{SGBs give you exposure to gold price moves plus extra coupon, without the risks of physical gold. On Aspero, you’ll find Why Invest in Bonds eligibility, calendars, and pricing explained so you can diversify with discipline.
Next Steps: From Learning to Allocating
The bond universe has something for every investor: sovereigns for safety, company debt for higher yield, local issuers for diversification, zeros for long-term targets, convertibles for hybrid upside, and SGBs for gold exposure with interest. With Aspero’s expert-curated marketplace and clear filters and research, you can screen, select, and execute in minutes—then track holdings with real-time updates as your fixed-income plan matures over time.