Things You Must Know Before Purchasing a Property in Bangalore
{Buying a home or flat or house is one of the biggest financial decisions a family undertakes. The city of Bangalore, known as the India’s technology hub, has been a lucrative city for real estate investments thanks to its thriving software sector, urban development, and steady property value rise.
Still, purchasing a property here requires careful planning. In this blog, we’ll walk you through everything important to consider to purchase real estate in Bangalore—from choosing localities to legal checks and long-term growth.
Decide Your Purpose – Investment or End-Use
Before you begin looking at options, you must determine why you are buying:
• For End-Use: Look at location, connectivity, amenities, and lifestyle. Choose a home close to your office, educational institutions, and daily needs.
• If buying for investment: Consider emerging localities with high future value rise such as Budigere Cross, Devanahalli, Whitefield, and Sarjapur Road. Prioritize rental demand and long-term returns.
? Expert Suggestion: If you need to shift within the next 2–3 years, choose a ready-to-move-in property. If your timeline is flexible, under-construction projects can be more affordable.
Selecting the Right Locality
Bangalore is vast and diverse, and area choice decides lifestyle and returns in both lifestyle and future returns.
Prime Established Areas: Whitefield, Indiranagar, Koramangala, HSR Layout.
Pros: Excellent transport, well-settled, ready social ecosystem.
Cons: High property prices, few new launches.
Emerging Growth Corridors: Budigere Cross, Devanahalli (near airport), Sarjapur Road, North Bengaluru belt.
Pros: Lower entry price, higher appreciation potential.
Cons: Still developing, facilities not fully ready.
Don’t Miss Legal Checks
Real estate transactions involve a lot of paperwork. Incomplete documents can lead to serious issues, so always verify the following:
• ? Sale Deed – Proof of property transfer ownership
• ? Title Deed – Confirms seller’s right to sell
• ? Encumbrance Certificate (EC) – Ensures no pending dues
• ? RERA Registration Number – Listed under RERA
• ? BBMP / BDA Approvals – Zonal clearances
• ? Tax Receipts – Up-to-date tax payments
?? Critical: Work with a reliable consultant like AR RAB PROPERTIES or use professional help to avoid risk.
RERA Rules & Why They Matter
The Real Estate (Regulation and Development) Act (RERA) protects homebuyers by enforcing:
• Timely delivery of projects
• Clarity in pricing and area measurements
• Safeguards against fraud
How to check a project’s RERA status: Visit RERA Karnataka’s website and check registration. If missing in records, it’s a red flag.
Check Developer Credibility
Not all builders deliver on promises. Before booking:
• Research previous works.
• Check Google reviews.
• Inspect construction quality.
• Prefer trusted names.
Some reputed developers: Godrej, Prestige, Brigade, Salarpuria Sattva, Sobha.
Budget & Hidden Costs
Many buyers forget add-on costs. Remember these:
• Stamp Duty & Registration: 5–6% of property price.
• GST (under-construction): 5%.
• Maintenance Deposit: ?50,000 – ?2,00,000.
• Parking Charges: varies builder to builder.
• Legal & Documentation Fees: ?25,000 – ?50,000.
? Tip: Always keep extra budget to cover these.
Ready-to-Move vs Under-Construction:
• Price: Costly vs Cheaper
• Waiting Period: Immediate possession vs 1–3 years wait
• Risk: Safe choice vs possible delays
• Rental Income: earn right away vs wait until handover
Financing & Home Loans
Banks offer up to 85% value if documents are in order.
Steps:
1. Get pre-approval before ar rab properties shortlisting.
2. Compare offers from SBI, HDFC, ICICI.
3. Check hidden charges.
4. Keep EMI under 40% income.
Check Future Infrastructure
Projects like metro lines, highways, and tech parks can increase property value.
Examples: Metro Phase 2 & 3, Peripheral Ring Road (PRR), Airport expansion at Devanahalli.
Buying near future development is a growth strategy.
Real Estate Consultants Help
Navigating property purchase solo can be overwhelming. A partner like AR RAB PROPERTIES helps with:
• Verified Listings – legal options
• Transparent Pricing – clear costings
• Expert Guidance – Support till registration
• Complete Support – Paperwork
Final Thoughts
Buying property in Bangalore is smart, whether for home or long-term investment. The key is research, verify documents, and choose right builder/location.
With continuous growth, your property can be both shelter and wealth.
Visit for details: https://www.arrabproperties.com/